insurance won't cover Enterolab

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ldubois7
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insurance won't cover Enterolab

Post by ldubois7 »

Tex... I called my insurance company today, and they said I was not covered. This baffles me as it is really good insurance and I haven't had to ever pay for a test.
Any thoughts?
Deb
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Post by Deb »

ldubois, I suspect that most of us had to pay for the Enterolab tests out of pocket. I've found that as I've ventured out to discover my own medical issues, I've had to pay for more of them. I'm unwilling to accept "medicines" that don't address my issues and instead mask what's really going on. Deb
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ldubois7
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Post by ldubois7 »

Thanks Deb. I guess I got the impression from the website that most insurance companies reimburse you for the tests.
No matter what my medical doctor orders, it's covered. Why should that surprise me? :sad:
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tex
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Post by tex »

Deb is quite correct, of course, that most of us end up paying for our tests out of our own pockets. A few insurance companies will pay for the tests even if the patient orders them, some will pay only if a doctor orders the tests, but many of them just plain don't cover them, unfortunately. As a result of that policy, some people will instead order a blood test that the insurance company is willing to cover, and the results will be worthless, so the money is wasted, but the insurance company is happy. :roll:

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Post by TXBrenda »

Do you have a flex spending account? If so, you may be able to be reimbursed through that. I know it is your own money, but . . .
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carolm
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Post by carolm »

I have to say that I've spent $1000 of my own money on Enterolab and MRT tests and I would do it again. The information I gained from them has made all the difference in my recovery/remission. It was so specific to what I needed to know about how I was responding to foods and chemical/preservatives, I could really tailor and fine tune my diet. It was well worth it.

carol
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Post by jgivens »

If you don't have flex spending, you might have a Health Savings Plan through you employment. If I have an order from my doctor, my flex spending will pay for it. Just be sure that you get a receipt from Enterolabs and you can turn it in with the order.
Jane
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Bifcus16
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Post by Bifcus16 »

Enterolab is a good idea, but it is by no means essential.

You can work your sensitivities out by trial and error - but the test results can help convince family you are serious.

Cheers,
Lyn
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Post by KD »

I manage my DH Chiropractic office. There is a trend in the industry for insurance companies to cover less and less and copays are getting higher. I personally will pay for any legitimate treatment or test out of pocket to get the best care I can get. Last year I had the unfortunate luck to some how have an experience with chronic recurrent pericarditis (inflamation of the sack around my heart). All of my docs believed that it was some auto immune cause because of my MC. I got very little help from my traditional MD's and had to turn to homeopathy to get me off of 8months of prednisone and other anti inflamatories that has made my MC much worse. We just finished our taxes for last year and all of my expenses including deductibles, copays and out of pocket expenses totaled more than $22,000. My point is you get what you pay for and sometimes it can be very "painful" financially!

I put off the enterolab tests for a long time but found them very valuable. I even went back about a year and a half ago to have more testing done when enterolab lab expanded its panels. I did not have any other sensitivities on those panels.
Two roads diverged in a wood, and I took the one less traveled by and that has made all the difference.
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